• First Time Home Buyers Mortgage

    Author: Jay The Mortgage Guy |

    As a First Time Home Buyer you have several unique programs available to you to help with the purchase of your first home. Contact us today to find out which program suits your needs.

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  • Mortgage Refinance

    Author: Jay The Mortgage Guy |

    Refinancing is a good option to pull out equity for consolidating debt, home improvements, investments, college expenses, and more. Contact us today to get started.

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  • Borrowed Down Payment Mortgage

    Author: Jay The Mortgage Guy |

    The Borrowed Down Payment allows you to purchase a home without the hassle of saving for a down payment. Contact us today to get started.

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  • Purchase Plus Improvement

    Author: Jay The Mortgage Guy |

    A Purchase Plus Improvements (PPI) mortgage allows you to include the costs of home improvements, renovations, and upgrades into your mortgage when purchasing a home. Contact us today to get started.

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  • Self-Employed or Business for Self Mortgage

    Author: Jay The Mortgage Guy |

    While many Canadians take advantage of self-employment opportunities, those who are self-employed sometimes face roadblocks when they are in the market to obtain personal financing, such a mortgage or vehicle loan. We have a variety Business for self options. Contact us today to find out more.

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  • Investment Mortgage

    Author: Jay The Mortgage Guy |

    An Investment Mortgage also known as a Rental Mortgage allows you to purchase and investment property and use the rental income to make the monthly payments. Contact us today to get started.

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  • Mortgage Renewal

    Author: Jay The Mortgage Guy |

    While most Canadians spend a lot of time, and effort in shopping for an initial mortgage, the same is generally not the case when looking at mortgage term renewals. Once your mortgage reaches maturity you will have the option to switch providers or renegotiate terms. Omitting proper consideration at the time of renewal costs Canadians thousand of extra dollars every year. Nearly 60% of borrowers simply sign and send back their renewal that is first offered to them by their lender without ever shopping around for a more favorable interest rate. Contact us today to see what options are available to you.

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  • Vacation Home Mortgage

    Author: Jay The Mortgage Guy |

    We have a Vacation home and second home mortgages available that only require 5% down payment with great interest rates. Contact us today to start your pre-approval process.

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  • Reverse Mortgage

    Author: Jay The Mortgage Guy |

    A reverse mortgage allows you to utilize your home's equity without having to sell your home or ever make payments. Contact us today to get started.

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  • Second Mortgage

    Author: Jay The Mortgage Guy |

    A second mortgage allows you to access equity in your home without having to sell. To find out more of the benefits and risks of a second mortgage contact us today.

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